Segregated funds are individual insurance contracts that invest in one or more underlying assets. They provide a guarantee to protect part of the money you invest (75% to 100%). Even if the underlying fund loses money, you are guaranteed to get back some or all of your principal investment. Segregated Funds offer a direct way to pass your investments to family and other beneficiaries by bypassing delays, costs of probate, and estate fees.
Possible RRSP Solution
Within an RRSP, Segregated Funds can help diversify your holdings, generate potentially higher returns, enable you to lock in your investment growth, and protect your retirement savings from the influence of market fluctuations.