What if you were to fall ill or suffer an injury that prevented you from caring for yourself? The ability to get out of bed, get dressed, and eat and bathe without aid are things we all take for granted. Long-term health care is something you should consider at any age, particularly if you're reaching retirement, where your regular income could be fluctuating. Long-term health coverage will allow you to take care of out-of-pocket expenses and minimize the dependency on loved ones to care for you.
Your long-term care benefit could allow you to access:
Rehabilitation and therapy
Personal care (help with daily living activities such as bathing, dressing, and eating
Homemaking services (meal preparation, cleaning, laundry)
Supervision by another person