Whole life insurance provides permanent coverage with guaranteed level premiums and a guaranteed death benefit. This type of coverage is attractive for individuals who wish to have a plan that carries a constant price plus also build up a tax sheltered equity component.

	Whole Life is like owning a home. With each payment you build equity. If in the future you dispose of it, this equity value can be returned as cash. Or a part can be used to pay for a reduced amount of fully paid for coverage, or provide full coverage but for only a limited numbers of years. You can also choose to pay for a set period. Usually, the shorter the payment period, the larger the premium. Whole Life, like Universal Life, can be used to save additional money for such things as retirement and estate preservation.

Features:

• Lifetime protection as long as you pay your premiums when due.

• Guaranteed premiums- take comfort in knowing that what you pay in the first year is exactly what you'll pay for every year after.

• Guaranteed basic death benefit paid tax fee to the named beneficiary.

Contact one of our Advisors or send us an email.

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