Getting out of bed, getting dressed, eating, and bathing.all everyday little things that we take for granted. But what if a serious accident, illness or simply getting older takes away those very abilities? How would you manage your day to day activities?

Long-term health care is something you should consider at any age, but particularly if you're reaching retirement age. Long-term health coverage will allow you to take care of out of pocket expenses and minimize the dependency on loved ones to take care of you.

Determing Your Needs
Long-term health care, such as nursing care or homemaking services, can be expensive. It's important to have realistic expectations of what your needs may be if you're ever burdened with a situation that may take away your independent way of life.

You should CONSIDER buying Long Term Care Insurance if:

• You don't have significant assets and income.
• You want to protect some of your assets and income.
• You don't want your family or loves ones to pay for your care.
• You want to stay independent of the support of others.
• You want to gain peace of mind.
• You're a single person who doesn't have anyone to take care of you
• Your children live far away
• You have a family history of dementia or other conditions that can cause long-term disabilities

	Nursing care Rehabilitation and therapy Personal care   (help with daily living activities such as   bathing, dressing and eating) Homemaking services (meal   preparation, cleaning, laundry) Supervision by another person

Because no one's life is predictable. That's why it makes sense to have protection in place to guard against the unforeseen.

For more information or a no obligation quote contact one of our Advisors or Send us an
e-mail.

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